TrustCo Bank NY (TRST) Long-Term Liabilities to Capital

trustcobank.com - graphic logo of issuer TRST

TrustCo Bank Corp NY (TRST) operates as a regional lender utilizing a "home bank" model, minimizing capital costs through the trust of private depositors. The company achieves expense optimization by outsourcing IT support to third-party contractors. This price trend reflects the 0.06 indicator. Future growth will rely on the cautious development of the mortgage sector and the retention of the customer base in New York State.

Long-Term Debt to Capital: TrustCo Bank (TRST) for 07/04/2022 - 11/01/2026

Analytical breakdowns for TrustCo Bank Corp NY (TRST)

- stock quotes and analyst forecast:
Price Chart Trustco Bank|TRST - Price Target Chart
- market capitalization details:
Market Value TrustCo Bank Corp NY|TRST - Enterprise Value
- book value of equity indicators:
Accounting Value per Share TrustCo Bank|TRST - Book Capitalization|Market Capitalization to Book Value Ratio trustcobank.com|TRST - Aggregate Company Assets
- debt and solvency information:
Debt to Equity TrustCo Bank Corp NY|TRST - Long-Term Debt to Equity Ratio|Ratio of Short-Term Indebtedness to Capital trustcobank.com|TRST - Company Aggregate Debts|Debt to Book Capitalization Ratio TrustCo Bank Corp NY|TRST - Company Long-Term Debts|Company Short-Term Debts TrustCo Bank|Immediate Liquidity Ratio trustcobank.com
- company profitability and valuation multiples indicators:
TRST - Company Net Income
Summary company analysis:Trustco Bank
Brand item of trustcobank.com

The stability of the conservative model of TrustCo Bank Corp NY (TRST), based on low-cost deposits and mortgage lending, is confirmed by a low long-term debt-to-equity ratio. This indicator compares liabilities with maturities exceeding one year against total equity, allowing for an assessment of business resilience to stress scenarios and determining the balance between financial security and resource efficiency.

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