fnbli.com (FLIC) Long-Term Liabilities to Capital

First of Long Island Corp - graphic logo of issuer FLIC

The First of Long Island (FLIC) maintains financial stability based on a prudent approach to lending and stable interest income. Strong employee commitment and a developed internal culture are complemented by targeted IT recruitment. The organization serves high-net-worth clients and entrepreneurs in Long Island, leveraging the regional market. The current figure stands at 0.96, as clearly demonstrated by this chart reflecting the price action of long-term liabilities.

Long-Term Debt to Capital: First of Long Island Corp (FLIC) for 07/04/2022 - 06/07/2025
Brand item of The First of Long Island

For The First of Long Island (FLIC), long-term leverage determines the margin of safety during margin compression. This ratio of long-term loans to equity measures the proportion of liabilities with maturities exceeding one year relative to shareholders' equity. An increase in this metric signals heightened financial vulnerability. Amid intense competition in New York, a high debt load limits the bank's ability to attract high-cost deposits, which critically amplifies risks during macroeconomic shocks.

Key competitors

Long-Term Debt to Equity BANF|Long-Term Debt to Equity Third Federal (TFSL)|CBU - Long-Term Liabilities to Capital|Long-Term Debt to Capital TOWN (TowneBank)|NBTB - Long-Term Debt to Equity Ratio|First Bank - Long-Term Debt to Capital|SYBT - Long-Term Debt to Capital|Dime Community Bancshares Inc (DCOM) - Long-Term Debt to Equity|BFC (Bank First Corporation Inc.) - Long-Term Debt to Equity|Long-Term Debt to Equity Ratio CTBI|BHRB: Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital SBSI|Long-Term Debt to Equity EQBK (Equity Bank)|Long-Term Debt to Capital CCNE (CNB Financial Corp)|Long-Term Debt to Capital Capital City Financial CCBG|TRST - Long-Term Debt to Equity|HTB (htb.com) - Long-Term Debt to Capital Ratio|Mid Penn Bank (MPB) - Long-Term Debt to Equity|Five Star Bancorp Inc. (FSBC) - Long-Term Debt to Capital|Long-Term Debt to Equity Orrstown Financial Corp|NB Bancorp Corp (NBBK) - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio FCBC (First Community Bankshares)|Long-Term Loans to Capital Ratio IBCP|Long-Term Debt to Capital SPFI (South Plains Financial, Inc.)|Long-Term Debt to Capital Coefficient NPB|Southern Missouri Bancorp Inc - Long-Term Debt to Capital|Long-Term Liabilities to Capital Heritage Commerce Inc|HIFS (hinghamsavings.com) - Long-Term Debt to Equity Ratio|harborone.com - Long-Term Debt to Capital Coefficient|SHBI (Shore Bancshares) - Long-Term Debt to Capital|Third Coast Bancshares, Inc. - Long-Term Liabilities to Equity|Long-Term Debt to Capital FMNB|Ratio of Long-Term Indebtedness to Capital barharbor.bank|Long-Term Debt to Equity Unity Bancorp, Inc. UNTY|Long-Term Debt to Capital Coefficient PFIS|PGC - Long-Term Debt to Equity|Ratio of Long-Term Indebtedness to Capital Northfield Bancorp, Inc. NFBK|ACNB (ACNB Corporation Inc.) - Long-Term Debt to Equity Ratio|FFIC: Long-Term Loans to Capital Ratio|Long-Term Debt to Equity Ratio BWB|BSVN: Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity ChoiceOne Financial Services, Inc. (COFS)|CARE - Long-Term Liabilities to Capital|Long-Term Debt to Capital HBCP (Home Bancorp Inc)|KRNY (Kearny Financial Inc.) - Long-Term Liabilities to Equity|FRBA: Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient CWBC (Community West Bancshares)|Civista Bancshares, Inc. (CIVB) - Long-Term Debt to Equity|GCBC (Bank of Greene County) - Long-Term Debt to Equity|Long-Term Debt to Equity Bank of Marin Corp|Long-Term Liabilities to Capital Blue Ridge Bankshares, Inc. 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NECB|JMSB - Long-Term Debt to Equity|TSBK (Timberland Bancorp) - Long-Term Debt to Capital Ratio|WSBF: Long-Term Debt to Capital|Long-Term Debt to Capital Ratio LNKB|PKBK (Parke Bancorp, Inc.) - Long-Term Debt to Capital|bankatfidelity.com - Long-Term Liabilities to Equity|Long-Term Debt to Equity Middlefield Bank (MBCN)|Long-Term Debt to Equity CHMG (Chemung Financial)|Long-Term Debt to Capital WNEB (Western New England Bancorp Inc)|Ratio of Long-Term Indebtedness to Capital Wayne Bank Corp (NWFL)|FVCBankcorp, Inc. - Long-Term Debt to Capital|bankwithfidelity.com (FBLA) - Long-Term Debt to Equity Ratio|Oak Valley Community Bank (OVLY) - Long-Term Debt to Equity|PVBC (BankProv) - Long-Term Debt to Equity|Long-Term Debt to Equity LCNB Corp|Long-Term Liabilities to Capital First Community Corp FCCO|Long-Term Debt to Capital BPRN|Long-Term Debt to Equity Ratio hawthornbancshares.com HWBK|Long-Term Debt to Capital FRAF (Franklin Financial Services Corporation)|Long-Term Debt to Capital Virginia National Bank VABK|OPBK - Long-Term Debt to Equity|FXNC: Long-Term Debt to Equity|CBNA (chainbridgebank.com) - Long-Term Debt to Equity Ratio|Eagle Financial Services - Long-Term Debt to Capital Coefficient|BLFY (Blue Foundry) - Long-Term Debt to Capital|Long-Term Debt to Equity FSFG|Long-Term Debt to Capital ATLO|Long-Term Debt to Capital Peoples Bancorp of North Carolina Inc. (PEBK)|Long-Term Debt to Equity CB Financial Services CBFV|BVFL: Long-Term Debt to Capital Ratio|UBFO - Long-Term Debt to Equity|MNSB - Long-Term Debt to Capital|Hanover Bank (HNVR) - Long-Term Debt to Equity|CZWI - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Ratio CFBK|RMBI (firstbankrichmond.com) - Long-Term Loans to Capital Ratio|Long-Term Debt to Capital FCAP|BCBP (BCB Bancorp Inc.) - Long-Term Debt to Capital Coefficient|Long-Term Debt to Capital ECBK (ECB Bancorp)|Eagle Bancorp Montana Inc. 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SFBC|Ratio of Long-Term Indebtedness to Capital Magyar Bancorp (MGYR)|RVSB: Long-Term Debt to Equity Ratio|Lake Shore Bank - Long-Term Loans to Capital Ratio|PBHC (pathfinderbank.com) - Long-Term Debt to Equity Ratio|Colonial Federal Savings Bank - Long-Term Debt to Capital Coefficient|Long-Term Debt to Equity Auburn National Bancorporation|Long-Term Liabilities to Capital IF Bancorp Inc IROQ|Long-Term Debt to Capital UBCP|SSBI: Long-Term Liabilities to Equity|Fifth District Savings Bank - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient FUSB|BOTJ - Long-Term Debt to Equity|CPBI: Long-Term Debt to Equity|Broadway Federal Bank (BYFC) - Long-Term Debt to Equity|Long-Term Liabilities to Capital NSTS Bancorp (NSTS)|Long-Term Debt to Equity Catalyst Bank|Long-Term Debt to Capital Ratio FSEA (First Seacoast Bancorp Inc.)|Long-Term Debt to Capital ASRV|PB Bankshares (PBBK) - Long-Term Indebtedness to Equity|OptimumBank Holdings Inc - Long-Term Debt to Equity Ratio|Long-Term Debt to Capital Coefficient TCBS|Home Federal Bancorp - Long-Term Debt to Capital|Ratio of Long-Term Indebtedness to Capital BayFirst Financial Corp. BAFN|Marathon Bancorp (MBBC) - Long-Term Debt to Equity|KFFB - Ratio of Long-Term Indebtedness to Capital|Long-Term Debt to Equity Glen Burnie Bancorp Inc|Long-Term Debt to Equity CARV|Long-Term Debt to Capital BRKL|Long-Term Debt to Capital enterprisebanking.com (EBTC)|Long-Term Debt to Equity ESSA Bank ESSA|EVBN: Long-Term Debt to Capital Ratio|The First Bancshares Inc. - Long-Term Debt to Capital|HMNF (Home Federal Bank) - Long-Term Debt to Capital Ratio|HTBI: Long-Term Debt to Capital|Long-Term Liabilities to Equity IBTX (Independent Bank Group)|Long-Term Debt to Equity Macatawa Bank Corporation|Long-Term Debt to Equity OPOF|Long-Term Debt to Capital PWOD|Ratio of Long-Term Indebtedness to Capital Sandy Spring Bancorp, Inc|Long-Term Debt to Capital TBNK (Territorial Bancorp)|VBFC - Long-Term Debt to Equity Ratio|WMPN - Long-Term Debt to Equity|BCOW: Long-Term Debt to Equity|Southern States Bancshares, Inc. (SSBK) - Long-Term Debt to Equity